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LoanBeam® Origination Technologies

LoanBeam® Origination Technologies

Product Overview and Key Features

Clean, Complete Files—Every Time

LoanBeam® origination technologies power a smarter, more streamlined mortgage origination process. Purpose-built for lenders, aggregators, and investors, LoanBeam standardizes the way loan files are prepared and validated—ensuring consistency, completeness, and compliance before underwriting ever begins.

LoanBeam® origination technologies include:

LoanBeam Income™ Suite

Used by originators, technology companies, and investors to automate income extraction and calculation for QM and non-QM loans, LoanBeam Income™ suite of income solutions convert manual document review and data extraction into a push-button automation, saving thousands in origination costs. 

Used by originators to streamline mortgage processing, LoanBeam Processing Automation™ (LBPA) combines the document automation of IDEA®, inline quality control of ConstantQC™ and income calculation of LoanBeam Income™ to automate file preparation, saving hours in manual review.

LoanBeam process steps for document review

Key Features Include:

Automated document validation

for income and supporting documents

Income data pre-checks

against investor rules and eligibility criteria

Exception flagging

to identify missing, incorrect, or incomplete documentation

Real-time communication

between sellers and buyers to resolve defects

Loan quality control automation

to reduce post-submission fallouts

Delivery-ready packaging

to accelerate investor review and approval

Bridge the gap between file creation & investor delivery

Contact our team to see how LBPA can reduce processing time and enhancing the integrity of mortgage loan submissions.

Technical Specifications

Precision-Driven Automation for Income Document Processing

LBPA is built using advanced automation and AI-powered data extraction, with a secure, scalable infrastructure to support high-throughput document processing. It is specifically optimized for the complexities of income document review across borrower types and loan programs.

Integration Highlights:

  • Compatible with major LOS platforms and delivery systems
  • Supports ingestion of structured and unstructured income documentation
  • Configurable APIs and secure data exchange methods
  • Integration with LoanBeam Income Calculation Engine
  • Custom validation rules for investor-specific eligibility checks

Integration Capabilities

Built to Fit Your Mortgage Tech Stack

LBPA integrates seamlessly with loan origination systems (LOS), document management platforms, and secondary market delivery portals. Its flexible infrastructure enables both sellers and buyers to automate loan document workflows and reduce friction between disparate systems.

LBPA’s plug-and-play integration design means it fits easily into your existing environment—without slowing down your operations.

Pricing Models

Flexible Pricing for Income Document Automation

LBPA offers straightforward pricing models based on your document volume, integration requirements, and level of automation needed.

Per-File Pricing

Ideal for low-to-medium volume sellers or pilot programs

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Subscription-Based Pricing

Predictable monthly pricing for consistent volume

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Enterprise Licensing

Unlimited access for high-volume aggregators and investors

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Custom Packages

Tailored pricing based on delivery model and technical complexity

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Free Demo Request

Experience the Power of LBPA in Action

Want to see how LoanBeam Processing Automation streamlines document review, improves loan accuracy, and bridges communication between sellers and buyers?

Request your personalized demo to learn how LBPA helps you:

  • Automate income documentation checks
  • Detect defects and eliminate conditions by clearing
  • Reduce delivery errors and buyback risk
  • Improve delivery timelines and loan quality metrics

Schedule a demo with our team and experience intelligent document automation firsthand.

Implementation Process

Fast, Guided Onboarding for Faster Delivery Readiness

LBPA’s implementation is structured to get your team up and running quickly. Most organizations are live within 45–60 days with expert support and a clear deployment roadmap.

1
Assessment

Review current workflows, document types, and investor criteria

2
Configuration

Set up document validation rules and delivery standards

3
Integration

Connect to LOS, document storage, and investor platforms

4
Training

Provide user training for sellers, reviewers, and support staff

5
Launch

Begin live processing with support on standby

6
Optimization

Review early performance and refine workflows

The result is a faster, smarter loan delivery process that improves file quality while reducing processing time.

Correspondent Technology FAQ

Frequently Asked Questions

LBPA automates and validates income documentation during the correspondent lending process. It ensures that submitted files meet buyer requirements and are investor-ready.

Sellers, aggregators, investors, and QC teams are looking to improve document accuracy, reduce condition clearing, and increase loan delivery efficiency.

Yes. LBPA connects with leading LOS platforms and document management systems.

Absolutely. Validation rules can be customized for each investor’s criteria and file stacking preferences.

LBPA processes various income documentation, including W-2s, 1099s, pay stubs, bank statements, tax returns, and more.

Typical deployment takes 45–60 days, depending on the complexity of your systems and workflows.

Yes. LBPA integrates with LoanBeam’s Income Calculation Engine for automated borrower income analysis.

Faster Calculations. Smarter Workflows.

LoanBeam turns complex financial documents into clean, consistent data—fast. Contact us or request a demo to see how automation can elevate your income verification process.

Looking for Bank Statement Solutions for your Non-QM deals?

LoanBeam NonQM provides automated income calculation using bank statements.

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